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Model Organism Genetics -- Human and Medical Genetics -- Genomics and Proteomics -- Computational Biology

Insurance


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Coverage for new grads will begin on October 1. Unless you have coverage from another source, please hold off on the skydiving lessons until then.

All Genome Sciences grads with payroll appointments (i.e. all of you) have Graduate Appointee Insurance Program coverage. Please see their website for coverage details. You'll want to be sure to check their site before seeing a medical provider, to make sure the service is covered.

Please be aware: The GAIP plan year runs from 10/1 - 9/30 of each year. When the new year starts, there's a 2-week delay because the GAIP office waits until payroll ends for the first pay periods of fall quarter to pull payroll data to send to LifeWise. Coverage is always retroactive to 10/1. You should receive an email from the GAIP office at the beginning of autumn quarter explaining what to do if you need medical care.

If you will have a medical appointment during the first two weeks of October, please reach out to LifeWise at 1.800.971.1491 and the GAIP office to request active coverage because you require medical services. LifeWise will confirm your eligibility with the GAIP office and activate coverage.

LifeWise will be able to assist with other questions too. They can be reached at https://student.lifewiseac.com/uw/gaip/ or 1.800.971.1491. They handle coverage questions, concerns, adding/removing dependents, website issues, etc.

As long as you had GAIP coverage throughout the previous academic year, you will receive coverage over summer quarter regardless of student status. Most of you will be on payroll during this time anyway, so it won't be an issue, but in some cases (e.g. students who graduate spring quarter and won't start a new job until fall, or go on academic leave over the summer, etc) this is important to know.

For those of you covered by other insurance plans:

Here's information from the UW Benefits Office:

The GAIP plan does not allow a student who is eligible for UW-Paid coverage to cancel their GAIP coverage. However, when you are enrolled in more than one health plan, “coordination of benefits (COB)” makes sure that the combined payments of all your plans (including GAIP) will not exceed your covered health costs.

You or your provider should file your claims with your primary plan first. In most cases GAIP will be your primary plan unless you enrolled in another employer plan first. GAIP follows standard COB primary/secondary rules. To learn how COB works, please read “Coordinating Benefits with Other Plans” under the Other Coverage section of the GAIP Benefits Booklet.

When registering for courses:

US Citizens and permanent residents will automatically receive GAIP coverage unless you have a fellowship which pays you directly rather than going through the UW payroll system - if so, please check in with Brian to make sure your insurance coverage is set.

International Students will automatically receive Graduate Appointee Insurance Program coverage but will also need to sign up for standard UW international student insurance each quarter when registering. Please be assured that once the system recognizes that you have GAIP coverage, the standard UW student insurance charge will be removed. This cumbersome system is in place to ensure all international students at UW have insurance coverage.

Resources:

Graduate Appointee Insurance Program

Husky Health (UW campus health center, formerly Hall Health)

LifeWise find a provider page